Which statement about USL&H coverage is true?

Which statement about USL&H coverage is true?

• A. It covers maritime workers who are not crews of ships
• B. It covers all maritime workers including ship crews
• C. It covers only harbor workers
• D. It excludes all maritime workers

Answer: (A)

USL&H coverage targets workers who perform longshore and harbor activities on navigable waters or in docking areas. It covers people like longshoremen, dock workers, shipyard workers, and others who are loading, unloading, repairing, or constructing vessels and who work on or near the water. A key point is that crew members who work aboard ships are not covered by USL&H; their injuries typically fall under other maritime protections such as the Jones Act. So the statement that USL&H coverage applies to maritime workers who are not crews of ships accurately reflects its scope. The other options misstate who is covered: it does not cover all maritime workers including ship crews, it does not cover only harbor workers, and it does not exclude all maritime workers.

USL&H coverage targets workers who perform longshore and harbor activities on navigable waters or in docking areas. It covers people like longshoremen, dock workers, shipyard workers, and others who are loading, unloading, repairing, or constructing vessels and who work on or near the water. A key point is that crew members who work aboard ships are not covered by USL&H; their injuries typically fall under other maritime protections such as the Jones Act. So the statement that USL&H coverage applies to maritime workers who are not crews of ships accurately reflects its scope. The other options misstate who is covered: it does not cover all maritime workers including ship crews, it does not cover only harbor workers, and it does not exclude all maritime workers.