What are the four workers compensation benefits payable to an injured worker or their dependents?

What are the four workers compensation benefits payable to an injured worker or their dependents?

• A. Medical
• B. Medical, lost wages, rehabilitation, death
• C. Medical, disability benefits, rehabilitation, life insurance
• D. Medical, salary, vocational training, burial expenses

Answer: (B)

The main idea here is understanding the four categories of workers’ compensation benefits that can be paid to an injured worker or their dependents: medical care, wage replacement for lost time due to disability, rehabilitation to help the worker return to work, and death benefits for dependents if the worker dies from the injury. These cover treatment costs, income during recovery, resources to retrain or re-enter the workforce, and financial support for survivors. This option lists exactly those four: medical care, lost wages (disability benefits), rehabilitation, and death benefits. The other choices mix in items that aren’t standard benefit categories—life insurance or burial expenses aren’t typically described as core workers’ compensation benefits, and “salary” isn’t a separate benefit since wage replacement already accounts for earnings lost due to injury.

The main idea here is understanding the four categories of workers’ compensation benefits that can be paid to an injured worker or their dependents: medical care, wage replacement for lost time due to disability, rehabilitation to help the worker return to work, and death benefits for dependents if the worker dies from the injury. These cover treatment costs, income during recovery, resources to retrain or re-enter the workforce, and financial support for survivors.

This option lists exactly those four: medical care, lost wages (disability benefits), rehabilitation, and death benefits. The other choices mix in items that aren’t standard benefit categories—life insurance or burial expenses aren’t typically described as core workers’ compensation benefits, and “salary” isn’t a separate benefit since wage replacement already accounts for earnings lost due to injury.