Under the Increased Risk Principle, true or false: an injury is compensable if the risk was greater to the worker than the public.

Prepare for the Certified Authority of Workers Compensation (CAWC) Exam with multiple choice questions and in-depth content. Each question comes with detailed explanations and helpful hints to ensure you are ready for your certification.

Multiple Choice

Under the Increased Risk Principle, true or false: an injury is compensable if the risk was greater to the worker than the public.

Explanation:
The Increased Risk Principle focuses on whether the hazard tied to the job creates a risk for the worker that is greater than the risk faced by the general public. If the employment exposes the worker to a danger that ordinary people don’t usually encounter, and that exposure leads to the injury, then the injury is considered to arise out of the employment and is compensable. This principle acknowledges that some job-related conditions inherently carry higher risks, so injuries from those hazards are covered even when the exact event isn’t something the general public would typically experience. Because the risk is greater for the worker due to their employment, the statement is true.

The Increased Risk Principle focuses on whether the hazard tied to the job creates a risk for the worker that is greater than the risk faced by the general public. If the employment exposes the worker to a danger that ordinary people don’t usually encounter, and that exposure leads to the injury, then the injury is considered to arise out of the employment and is compensable. This principle acknowledges that some job-related conditions inherently carry higher risks, so injuries from those hazards are covered even when the exact event isn’t something the general public would typically experience. Because the risk is greater for the worker due to their employment, the statement is true.

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