Loss control objectives include which of the following?

Loss control objectives include which of the following?

• A. Provide resources for policyholder self service
• B. Increase premiums
• C. Hire more underwriters
• D. Delay claims payouts

Answer: (A)

Loss control aims to prevent losses by empowering policyholders to identify and address hazards before incidents occur. Providing resources for policyholder self-service gives them practical tools—such as safety checklists, guidelines, training materials, and self-assessment tools—that enable proactive risk management and safer operations. This directly reduces both how often incidents happen and how severe their impact can be. Other options don’t contribute to risk reduction in the field: increasing premiums affects pricing rather than safety; hiring more underwriters expands processing capacity rather than preventive actions; delaying claims payouts can discourage reporting and undermine safety improvements. So, offering resources for policyholder self-service best supports loss-control objectives.

Loss control aims to prevent losses by empowering policyholders to identify and address hazards before incidents occur. Providing resources for policyholder self-service gives them practical tools—such as safety checklists, guidelines, training materials, and self-assessment tools—that enable proactive risk management and safer operations. This directly reduces both how often incidents happen and how severe their impact can be. Other options don’t contribute to risk reduction in the field: increasing premiums affects pricing rather than safety; hiring more underwriters expands processing capacity rather than preventive actions; delaying claims payouts can discourage reporting and undermine safety improvements. So, offering resources for policyholder self-service best supports loss-control objectives.